◆ BILAPI Guides

KYC & Verification Guides

Practical how-tos and best practices for verifying PAN, Aadhaar, GST, bank accounts and vehicles in India with APIs.

Identity Verification

How to Verify a PAN Card Online in India

A practical, developer-focused guide to real-time PAN verification — what it checks, how to call the API, and how to match the holder name during KYC.

25 Oct 2026Read 6 min read →
Banking & Payments

What is Penny Drop Bank Account Verification?

How the penny-drop method confirms an account number, IFSC and the real account-holder name before you send money — and how to call it from an API.

25 Oct 2026Read 5 min read →
Business Verification

GST Verification API: How to Verify a GSTIN

Everything you need to validate a GST number programmatically — decode the GSTIN, confirm the business, and check filing compliance.

25 Oct 2026Read 6 min read →
Vehicle Intelligence

How to Get Vehicle RC Details from a Number Plate

Turn a registration number into a full vehicle profile — owner, maker/model, insurance and fitness validity — with a single API call.

25 Oct 2026Read 5 min read →
Banking & Payments

Bank Statement Analysis API for Lending

Replace manual statement review with structured income, obligation and risk signals — extracted from a bank statement automatically.

25 Oct 2026Read 6 min read →
Identity Verification

Aadhaar Verification API: Consent & Compliance

Aadhaar is the most powerful identity signal in India — and the most sensitive. Here is how to use it correctly in a KYC flow.

25 Oct 2026Read 5 min read →
Banking & Payments

What is an IFSC Code and How to Look It Up

Decode the 11-character IFSC, and learn how to turn one into bank, branch and address details with a single API call.

25 Oct 2026Read 4 min read →
Banking & Payments

How to Verify a UPI ID (VPA) Before Paying

Confirm a UPI handle is valid and see who you are actually paying — before the money moves.

25 Oct 2026Read 4 min read →
Identity Verification

How to Verify a Voter ID (EPIC) Online

Validate a Voter ID number and fetch the elector and constituency details for KYC — in one API call.

25 Oct 2026Read 4 min read →
Identity Verification

How to Verify a Driving Licence Online

Confirm a driver holds a genuine, valid licence for the right class of vehicle — essential for ride-hailing, delivery and rentals.

25 Oct 2026Read 4 min read →
Banking & Payments

Virtual Accounts Explained

Give every customer, invoice or order its own account number — and make reconciliation instant and error-free.

25 Oct 2026Read 5 min read →
Identity Verification

PIN Code Verification for Indian Addresses

Validate any 6-digit PIN code and auto-fill the city and state to cut address errors and failed deliveries.

25 Oct 2026Read 4 min read →
Credit & Risk

How to Pull a Credit Report via API

Fetch a consumer credit score and report programmatically for underwriting — consent-first, across the major Indian bureaus.

25 Oct 2026Read 5 min read →