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PAN Verification APIs

PAN Details Fetch API

Fetch the complete holder details behind a PAN in a single real-time API call.

TLS 1.3 Encrypted DPDP-Aligned Sub-300ms Median One Key, Every API

What is the PAN Details Fetch API?

The BILAPI PAN Details Fetch API returns the complete set of holder details registered against a PAN — full name, category, status and associated signals — in real time, so you can validate and enrich a customer or vendor from just their PAN.

It is used across KYC, tax compliance and vendor-onboarding flows wherever you need more than a simple valid/invalid check and want the actual registered details to pre-fill and cross-verify.

Send a 10-character PAN and receive a structured JSON response in milliseconds. Billed only on a successful lookup.

What the PAN Details Fetch API returns

Every successful call returns a clean, predictable JSON envelope. The data object includes the fields below (exact fields vary by record availability).

FieldDescription
panThe PAN that was fetched.
full_nameRegistered full name of the PAN holder.
categoryHolder type — Individual, Company, HUF, Firm, Trust, etc.
statusWhether the PAN is valid and active.
aadhaar_linkedPAN–Aadhaar link status, where available.
last_updatedWhen the record was last refreshed.

Sample request & response

Call the endpoint with your API key in the X-Bilapi-Api-Key header. The same request shape works in the free sandbox and in production.

Request
POST https://api.bilapi.com/v1/pan-details-fetch-api
X-Bilapi-Api-Key: <your_api_key>
Content-Type: application/json

{
  "pan": "ABCDE1234F"
}
Response
{
  "status_code": 200,
  "success": true,
  "message": "PAN details fetched",
  "data": {
    "pan": "ABCDE1234F",
    "full_name": "RAHUL SHARMA",
    "category": "Individual",
    "status": "VALID",
    "aadhaar_linked": true
  }
}

Key features

Real-time results

Sub-300ms median response so PAN checks never slow your onboarding funnel.

Predictable JSON

The same clean response envelope as every BILAPI endpoint — parse once, reuse everywhere.

Only pay for hits

Invalid inputs and failed lookups are never charged to your wallet.

Secure by design

TLS 1.3 in transit, PII tokenisation at rest and a full audit log on every request.

One key, every API

Sandbox to production on a single key — no per-vendor contracts or integrations.

Built to scale

99.9% uptime target with bulk and webhook-friendly workflows for high volume.

Where it's used

Customer onboarding

Auto-fill and validate identity during signup to cut drop-off and manual review.

Lending & underwriting

Add a verified data point to credit decisions and reduce first-party fraud.

Fraud & risk

Flag mismatches and synthetic identities before they enter your system.

Compliance & audit

Keep a tamper-evident trail of every verification for KYC/AML reviews.

How it works

1

Create a free account

Sign up on the BILAPI console and get a live API key instantly.

2

Send a request

POST the required PAN fields to the endpoint with your API key in the header.

3

Get structured JSON

Receive a clean, predictable JSON response in milliseconds.

4

Plug into your flow

Drop the result straight into onboarding, underwriting or risk decisioning.

Frequently asked questions

How is this different from basic PAN verification?

Basic verification confirms whether a PAN is valid; the PAN Details Fetch API returns the full registered details — name, category, status and link signals — so you can enrich and cross-verify, not just validate.

What is the input?

A single 10-character PAN, for example ABCDE1234F.

Does it show PAN-Aadhaar link status?

Where available, the response includes the PAN–Aadhaar link status so you can confirm compliance.

How fast is it?

Most lookups complete in well under 300ms at the median, suitable for inline onboarding.

Do failed lookups cost money?

No — you are billed only for successful responses, and a free sandbox is included.

Related PAN Verification APIs

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