How to Find a PAN from a Mobile Number

Sometimes all you have is a mobile number, and you need the customer's PAN to run KYC or pull a credit report. A mobile-to-PAN API resolves the PAN linked to a phone number, with consent — so the customer does not have to type it, cutting friction and entry errors.

How it works

Pass the mobile number (with consent) and receive the linked PAN and name. For a fuller profile — name, DOB, address, email and PAN together — use the prefill API instead.

POST https://api.bilapi.com/v1/mobile-pan-v2
X-Bilapi-Api-Key: <your_api_key>
Content-Type: application/json

{
  "mobile_number": "9876543210"
}

{
  "status_code": 200,
  "success": true,
  "data": {
    "mobile_number": "9876543210",
    "pan": "ABCDE1234F",
    "name": "RAHUL SHARMA"
  }
}

Mobile-to-PAN vs prefill

If you only need the PAN, mobile-to-PAN is the leanest option. If you want to prefill the whole onboarding form, the Mobile Prefill API returns name, DOB, PAN, email and address history from the same phone number.

Consent and good practice

• Always capture and record customer consent before resolving a PAN.
• Verify the resolved PAN (and match the name) before relying on it.
• Store the result and consent for your KYC audit trail.