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Identity Verification

DigiLocker KYC API: Aadhaar-based Verification

Let customers share government-issued documents directly from DigiLocker — the strongest consent-based KYC available in India.

BILAPI27 Oct 20265 min read

DigiLocker-based KYC is widely considered the gold standard for consent-driven verification in India. The customer authenticates with their own DigiLocker account and explicitly shares government-issued documents — so you receive authentic, issuer-verified data rather than an uploaded image that could be edited.

How the DigiLocker KYC flow works

  • You start a DigiLocker session for the customer via the API.
  • The customer authenticates and consents inside DigiLocker.
  • On completion, you fetch the shared documents and parsed data (name, DOB, gender, masked Aadhaar, address, photo).

Why DigiLocker is the strongest KYC

  • Data comes from the issuing authority, not a user upload — it cannot be doctored.
  • The customer explicitly consents and authenticates, satisfying consent requirements.
  • You get structured, verified fields ready for your KYC record.

Handling the result

The parsed Aadhaar data (name, DOB, gender, masked Aadhaar, address, photo) drops straight into your onboarding. Store the verification reference and consent artifact for your audit trail, and work with the masked Aadhaar rather than any raw number.

BILAPI offers DigiLocker KYC and Aadhaar-via-DigiLocker flows — issuer-verified, consent-first document fetch behind one key.

Frequently asked questions

What is DigiLocker KYC?

It is a consent-driven KYC method where the customer authenticates with their DigiLocker account and shares government-issued documents, so you receive authentic, issuer-verified data rather than an uploaded image.

Why is DigiLocker considered strong KYC?

Because the data comes directly from the issuing authority and the customer explicitly consents and authenticates, it cannot be doctored like an uploaded document.

What data do I get back?

Parsed, verified fields such as name, DOB, gender, masked Aadhaar, address and photo, ready for your KYC record.

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